This issue has been available online since March 2026 for the regular issue of March 2026. All articles in this issue (5 original research articles) were authored/co-authored by 10 authors from 8 Institutions and 4 countries (Pakistan, Brunei Darussalam, India, Nigeria). There are:
National University of Sciences and Technology (NUST), Pakistan 
University of Sargodha, Pakistan 
University of Brunei Darussalam, Brunei Darussalam 
University of Madras, India 
Al-Hikmah University, Nigeria 
Kaduna State University, Nigeria 
Federal University of Kashere, Nigeria 
Achievers University, Nigeria 
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DOI: https://doi.org/10.58723/ijfis.v4i1
Published: 2026-02-18
Muhammad Adil Iqbal,
Ashfaq Ahmed,
Nurul Izzati Haji Jamil