This issue has been available online since November 2025 for the regular issue of November 2025. All articles in this issue (5 original research articles) were authored/co-authored by 9 authors from 7 Institutions and 4 countries (Indonesia, Nigeria, Pakistan, and Brunei Darussalam). There are:
Muhammadiyah University of Bengkulu, Indonesia 
Muhammadiyah University of Banten, Indonesia
Summit University, Nigeria 
Kwara State University, Nigeria
National University of Sciences and Technology (NUST), Pakistan 
University of Brunei Darussalam, Brunei Darussalam 
Federal College of Education, Nigeria
DOI: https://doi.org/10.58723/ijfis.v3i3
Published: 2025-11-26
Articles
Lety Febriana,
Andi Saputra,
Desi Firmasari,
Imam Ahmad Amin
Pages: 92-99
Jamiu Adeniyi Yusuf
Pages: 100-110
Adam Sambo
Pages: 111-119
Muhammad Adil Iqbal,
Nurul Izzati Haji Jamil
Pages: 120-131
Ismaila Boladale Lawal
Pages: 132-138